The Top Roofing Materials for Longevity

As a homeowner, when faced with paying significant money on your roof and its materials, you want to know the materials you’re investing in will last years to come.

Fortunately, many roofing materials that date back centuries are known to hold up for 100 years. Many newer trends in roofing can also be reliable for long-term use.

To help you in making that big decision, we have listed some of the most popular roofing materials to keep your roof in stable condition for long periods of time.  Different material works for different styles and types of homes, but they are all known to last.

Spanish Tile Roof

Usually made from materials like terracotta, this roofing material has been used for centuries to create reliable roofs. With a lifespan of 100 years, this is a material that lasts.

One downside to a spanish tile roof is they tend to crack over time. To make it last longer, avoid walking on your roof. Additionally, coating with an alkyd primer also helps, and when cracked or broken tiles appear, replace them as soon as possible.

Slate Roof

Dating all the way back to the Shakespearean era, slate roofs are made out of real, solid stone and can last over 100 years. However, you’ll need decent truss strength to properly install this material because of its weight.

Be diligent in replacing your broken tiles as the roof ages. Also, watch the color of your copper flashing. If it begins to turn black, this is an indicator it is time to replace it.

Standing Seam Metal Roof

Lasting 30 to 50 years, standing seam metal roofing has become quite popular. The metal overhead makes for a very strong material that is hard to damage.It can also be specialized depending on your roofing company.

To ensure your standing seam metal roof stays in solid condition, walk on your roof to check for any sealant failures. If you see any distressed panels, it might be time for a maintenance checkup.

At Lifestyle Home Improvement, we are experts in roofing materials and their longevity. Some of our favorite companies that create long-lasting roofing materials include Tamko, GAF, IKO, and Malarkey Shingles.

We are happy to answer any questions you may have or recommend the type of roofing material that will work best for your home and needs. For more information, contact us today.

Roofing Insurance – What Does it Cover?

Your roof is your home’s first line of defense. You trust your roof to keep you and your family safe from the elements, but, as with anything, accidents happen. Whether it’s as severe as a tornado or as minor as a little leak, it’s nice to know any damage will be covered by insurance.

Most homeowners insurance plans provide some form of dwelling coverage that protects your house’s structure. However, many insurance plans have exclusions. Whether or not your damage is covered is dependent upon two things: the age of your roof and cause of the leak.

1. Age of Your Roof

A new roof is expected to be sturdy and leak-free. Insurance companies know this, so they’re more willing to cover new roofs as they’re less susceptible to damage.

Old roofs, however, rarely receive full coverage. Some insurance companies even refuse to cover roofs over 20 years old as they are more prone to leaks and general damage due to wear and tear.Even if your roof has kept your family safe for 20 years, it’s likely nearing the end of its life. Insurance companies know your roof won’t last much longer without repairs, so they won’t be willing to cover many damages — if they cover any at all. No insurance company wants to pay for something that could have easily been prevented with regular upkeep.

2. What caused the leak

Homeowners insurance usually covers unexpected events such as a tree falling on your roof and natural disasters such as hailstorms or fire. What they don’t often cover is damage they can attribute to the homeowner. Damages, even those from natural disasters, may be blamed on age and disrepair, especially if you have an older roof. If you aren’t getting regular maintenance done on your roof, your provider might consider you responsible for the damage and deny your claim.

Depending on your location, insurance companies may also exclude damage from certain perils such as wind. If you live in an area where tornadoes are common, like Oklahoma, you might have to purchase extra protection.

Ultimately, every plan is different, so talk to your insurance provider to see what your plan covers. You may find you need a better plan.

Because the amount of coverage you receive is dependent upon the age and condition of your roof, it’s important to keep your roof in good shape. Regular maintenance will not only protect you and your family during an accident or disaster, it’ll also protect your wallet once you start making repairs. Hiring a quality roofing company is a great way to ensure your roof is prepared for the worst. Contact us today!